Auto Loans - Staley Credit Union
Staley CU Loan Department

Auto Loans

Often, the hardest part of getting a new vehicle is figuring out what you can get financed. Once you get past that, then you have to find something you can make payments on! Staley CU gives you the best of both worlds with pre-approval and lower interest rates than banks or other credit unions.

Get Behind the Wheel of a New Ride

Pre-Approval

Get Pre-Approved

Shop with confidence knowing what you can afford before you even go to the dealership!

Competitive Rates

Competitive Rates

Save more on interest versus other companies and lenders.

Loan Terms

Terms Up to 84 Months

Stretch out those payments with loans up to 7 years!

Protect Your Credit and Your Vehicle

Debt Cancellation

The unexpected can and does happen. When the worst happens, financial hardship can make your credit suffer, often placing a burden on your family members to pick up the pieces. Prepare ahead of time with Debt Cancellation to relieve you and your family of monthly loan payments in the event of your death, disability or involuntary unemployment.

Debt cancellation can be included as a small addition to your monthly payment, yet provides significant comfort in knowing that you, your credit and your family are protected from events that could affect your income and ability to pay your loan payments.

Mechanical Breakdown Protection (MBP)

When budgeting for a new vehicle, Staley Credit Union can help reduce the risk of unexpected repair costs with a Route 66 Extended Warranty, also known as Mechanical Breakdown Protection (MBP).

With 3 different plans to choose from, all 3 provide 24/7/365 emergency roadside service, zero deductible, nationwide coverage for the life of your service agreement.

Route 66 Warranty’s Mechanical Breakdown Protection Plans are available for both new and pre-owned vehicles, and coverage is transferable if you sell your vehicle before your agreement expires.

Guaranteed Asset Protection (GAP)

Guaranteed Asset Protection “GAP” helps pay off your remaining loan balance (after your vehicle insurance pays) if your vehicle is stolen or damaged and is deemed to be a total loss. Our GAP Advantage product assists you even further by giving you a $1,000 benefit that would be applied to your replacement vehicle loan, when you choose to finance the replacement with Staley Credit Union.

GAP can be included as a small addition to your monthly payment. Low cost insurance for peace of mind.

Auto Loans & Refinance

Staley Credit Union is happy to help you get in the driver’s seat with a new or preowned auto or help keep you on the road with refinancing. 100% financing is available on your vehicle purchases. And our easy payment options include payroll deduction and electronic debit transfers from your account.

Rates Starting at:

4.25%

APR

Prefer to Talk to Someone? Call Us!

Mon - Fri: 8 a.m. - 5 p.m. CT
Sat: 8 a.m. - Noon CT

Frequently Asked Questions

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