No. It is a prepaid VISA card that carries a fixed cash amount determined by the Gift Card purchaser. Each time the card is used, the purchase amount is deducted from the available balance.

$10.00 - $1,000.00.

The fee for purchasing a Gift Card is $2.50.

It can be used to make purchases everywhere VISA debit cards are accepted in the United States.
Note regarding restaurant usage: For purchases made at a restaurant, the purchase amount will be increased by 20% while being authorized by VISA, therefore sufficient funds must be available for the whole amount. Once the gratuity, if any, is added to the original purchase, only the final amount will be deducted from your balance.

A virtual card is sent to the recipient via email; the recipients email and phone number is required. Funds are available immediately. Recipients must activate the card prior to use as well as register the card for online use.

To check your balance or review recent transactions, visit www.cumoney.com/gift or call toll-free 833-729-2843, 24 hours a day, 7 days a week.

No.

Your card may be replaced if it is lost or stolen. Call 1-833-729-2843 toll-free immediately or write to Card Security Department, P.O. Box 1481, Madison, WI, 53701 to report a lost or stolen card. You will be required to provide your card number.

You should select credit.

No, cash back is not an option on your Gift Card.

The card's available balance is probably less than the purchase amount. Call 1-833-729-2843 for the remaining balance on the card and use another form of payment to pay the difference, subject to the policy of the merchant.

Each merchant location has its own return policies and will handle the returns in the same manner as any other VISA debit purchase.

If you use a VISA Gift card to make a purchase and then go to do a return, the credit will go back on the VISA Gift card. So, make sure not to toss the plastic card until you know that you are satisfied with your purchase.

Yes. Except where prohibited by law, this card is valid through the expiration date shown on the front of the card or until the card value reaches zero. The funds are valid for 5 years after the initial load or date of last use, whichever is longer. You will lose any balance after the funds expiration date.

There are no fees to use the card to purchase goods or services. Except where prohibited by law, the following fees may apply and may be deducted from the balance available on the card:

• Closed, Lost, or Stolen Card Replacement: A $10.00 fee will be deducted from your balance to close or replace a lost or stolen card.
• Service Fee. A monthly fee of $5.00 will be deducted from your balance in the thirteenth month after twelve months of non-use. This fee will occur each month until transaction activity resumes, card/funds expiration, or the available balance reaches zero, whichever is earlier.