Unsecured Loans
| Term | APR* - "Best Rate"** |
|---|---|
| 1 Year | 6.75% |
| 2 Year | 9.25% |
| 3 Year | 9.40% |
| 4 Year | 10.40% |
| 5 Year | 11.40% |
SCU Student Loans
| Type of Loan | APR* |
|---|---|
| College Loan | 8.00% |
| PreK-12 Loan | 6.50% |
Other SCU Loans
| Type of Loan | APR* |
|---|---|
| Share Secured | 2.70% |
| Credit Builder Loan | 5.70% |
| Visa Platinum - with Rewards*** | 9.90% |
| Visa Classic*** | 12.90% |
* The ANNUAL PERCENTAGE RATES (APR) are the lowest rates available. The rate you receive may vary based on individual credit history and loan term. All loans subject to credit approval.
*** Visit our Visa Programs Page for complete disclosure of Visa rates, terms and any applicable fees.
Loan Rates are subject to change at any time. Please contact the Credit Union at 1-800-223-8356 to confirm current rates.








