Home Loan Rates - Staley Credit Union | Decatur IL, Lafayette, IN
Staley CU Loan Department

Home Loan Rates

Get the service you deserve and expect from the Loan Experts at Staley Credit Union. Let us assist you with purchasing a home or refinancing your existing mortgage. Or use the equity in your home to take a vacation, pay for college, or fix up the house with a closed-end home equity loan. An additional option is our open-end home equity line of credit (HELOC), which provides peace of mind knowing the line is ready & waiting when you need it most for special projects or unexpected expenses.

Open End Home Equity (HELOC)

(Home Improvement or Debt Consolidation)

Term 1st or 2nd Lien
APR* - "Best Rate"**
Variable Rate Home Equity Line of Credit (10 years) 6.75%

Loans up to 90% LTV. However, maximum LTV may vary based on individual credit and term.

Loan Rates are subject to change at any time. Please contact the Credit Union at 1-800-223-8356 to confirm current rates.

** The ANNUAL PERCENTAGE RATES (APR) listed are the lowest rates available. The rate you receive on the loan types listed below may vary based on individual credit history, loan term and applicable discounts. All loans subject to credit approval.

Closed End Home Equity

(Home Improvement or Debt Consolidation)

Term 1st Lien
APR* - "Best Rate"**
2nd Lien
APR* - "Best Rate"**
Up to 10 Years 5.50% 6.75%
15 Years 5.62% 7.25%
10 Year Balloon/25 year amortization 5.75% N/A

Loans up to 90% LTV. Higher LTV is available, however maximum LTV may vary based on individual credit and term.

Loan Rates are subject to change at any time. Please contact the Credit Union at 1-800-223-8356 to confirm current rates.

** The ANNUAL PERCENTAGE RATES (APR) listed are the lowest rates available. The rate you receive on the loan types listed below may vary based on individual credit history, loan term and applicable discounts. All loans subject to credit approval.

Mortgage Refinance

Term APR* - "Best Rate"**  
10 Year Balloon/25 year amortization (Refinance only) 5.75% (1st lien only)

Loan Rates are subject to change at any time. Please contact the Credit Union at 1-800-223-8356 to confirm current rates.

** The ANNUAL PERCENTAGE RATES (APR) listed are the lowest rates available. The rate you receive on the loan types listed below may vary based on individual credit history, loan term and applicable discounts. All loans subject to credit approval.

Mortgages

(Purchase/Refinance)

APR* - "Best Rate"**
10 Year Balloon/25 year amortization (Purchase only) Call 1-800-223-8356
for current rates
(1st lien only)
15 Year (Refinance or Purchase) Call 1-800-223-8356
for current rates
(1st lien only)
20 Year (Refinance or Purchase) Call 1-800-223-8356
for current rates
(1st lien only)
30 Year (Refinance or Purchase) Call 1-800-223-8356
for current rates
(1st lien only)
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