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SCU Privacy Policy

Staley CU Privacy Policy

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FACTS

WHAT DOES STALEY CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number
  • Account balances and payment history
  • Transaction history
  • Credit card or other debt
  • Checking account information

When you are no longer a member, we continue to share your information as described in this notice.

How?

All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Staley Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Staley Credit
Union share?
Can you limit
this sharing?

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

Yes

No

For our marketing purposes — to offer our products and services to you

No

We do not share

For joint marketing with other financial companies

No

We do not share

For our affiliates’ everyday business purposes - information about your transactions and experiences

No

We do not share

For our affiliates’ everyday business purposes - information about your creditworthiness

No

We do not share

For non-affiliates to market to you

No

We do not share

Questions?

Call us at 217-423-9767 or toll free at 800-223-8356 or visit us online at www.staleycu.com.

Who We Are

Who is providing this notice?

Staley Credit Union

What We Do

How does Staley Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safe-guards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does Staley Credit Union collect my personal information?

We collect your personal information, for example, when you

  • open an account
  • apply for a loan
  • make deposits to or withdrawals from your accounts
  • give us your contact information
  • show your government-issued ID

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law only gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • SCU has no affiliates.

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • SCU does not share with non-affiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • SCU doesn't jointly market.

Other Important Information

For Alaska, Illinois, Maryland and North Dakota Members. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization

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