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Loan Rates

Staley CU Loan Rates

Our loan department has a wide variety of lending options and competitive rates!

* The ANNUAL PERCENTAGE RATES (APR) below are the lowest rates available. The rate you receive on the loan types listed below may vary based on individual credit history, loan term and applicable discounts. All loans subject to credit approval.

New & Used Vehicles (Model Years 2016-2017)

Term APR* - "Best Rate"**
3 Year 2.250%
4 Year 2.500%
5 Year 2.620%
6 Year 3.120%
7 Year 4.120%

New & Used Vehicles (Model Year 2015)

Term APR* - "Best Rate"**
3 Year 2.370%
4 Year 2.620%
5 Year 2.750%
6 Year 3.120%
7 Year 4.120%

Used Vehicles (Model Year 2014)

Term APR* - "Best Rate"**
3 Year 2.620%
4 Year 2.870%
5 Year 2.870%
6 Year 3.370%

Used Vehicles (Model Year 2013)

Term APR* - "Best Rate"**
3 Year 2.870%
4 Year 3.120%
5 Year 3.120%
6 Year 4.120%

Used Vehicles (Model Year 2011/2012)

Term APR* - "Best Rate"**
3 Year 3.120%
4 Year 3.370%
5 Year 3.620%
6 Year 4.370%

Used Vehicles (Model Year 2008 to 2010)

Term APR* - "Best Rate"**
3 Year 3.620%
4 Year 3.870%
5 Year 4.250%

Used Vehicles (Model Year 2007 & Older)

Term APR* - "Best Rate"**
3 Year 5.370%
4 Year 5.620%

For older vehicle rates, please call a Staley CU loan expert today.

Boats & RVs

Term APR* - "Best Rate"**
4 Year 4.120%
5 Year 4.370%
6 Year 4.620%

For terms beyond 6 Years, please call a Staley CU loan expert today.

Home Equity Special

Term APR* - "Best Rate"**
5 Year 3.125%
10 Year 3.625%

These limited time special rates are for loans up to 90% LTV.

Regular Home Equity

Term APR* - "Best Rate"**
5 Year 3.990%
7 Year 4.375%

For terms beyond 7 years, please call a Staley CU loan expert today. Loans up to 95% LTV. Maximum LTV may vary based on individual credit history.

Unsecured Loans

Term APR* - "Best Rate"**
1 Year 6.500%
2 Year 8.900%
3 Year 8.900%
4 Year 9.900%

Other SCU Loans

Type of Loan APR*
VISA Classic*** 12.900%
VISA Gold*** 9.900%
VISA Platinum w/Cash Back*** 9.900%
VISA Platinum - Reward Points*** 9.900%
Shared Secured 2.700%
College Loan 8.000%
PreK-12 Loan 6.500%

** "Best" Vehicle rates are for 100% financing.

*** Click on VISA Programs for complete disclosure of VISA rates, terms and any applicable fees.

Loan Rates are subject to change at any time by the Staley Credit Union Board of Directors. Therefore, these rates are not guaranteed. Please contact the Credit Union at 1-800-223-8356 to confirm current rates.

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