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Staley CU Privacy Policy

Our Privacy Policy is also available in PDF Format

WHAT DOES SCU DO WITH YOUR PERSONAL INFORMATION?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you havewith us. This information can include:

  • Social Security number
  • Transaction history
  • Account balances
  • Credit card or other debt
  • Payment history
  • Checking account information

When you are no longer a member, we continue to share your information as described in this notice.

All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons SCU chooses to share; and whether you can limit this sharing.

For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
Does SCU share? Yes
Can you limit this sharing? No

For our marketing purposes - to offer our products and services to you.
Does SCU share? No
Can you limit this sharing? We don't share.

For joint marketing with other financial companies
Does SCU share? No
Can you limit this sharing? We don't share.

For our affiliates' everyday business purposes - information about your transactions and experiences.
Does SCU share? No
Can you limit this sharing? We don't share.

For our affiliates' everyday business purposes - information about your creditworthiness.
Does SCU share? No
Can you limit this sharing? We don't share.

For nonaffiliates to market to you.
Does SCU share? No
Can you limit this sharing? We don't share.

Questions? Call 217-423-9767 or go to www.staleycu.com

Who is providing this notice?

SCU means Staley Credit Union.

How does SCU protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does SCU collect my personal information?

We collect your personal information, for example, when you:

  • Open an account
  • Give us your contact information
  • Apply for a loan
  • Show your government-issued ID
  • Make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions

Affiliates: Companies related by common ownership or control. They can be financial and non-financial companies.
SCU has no affiliates.

Nonaffiliates: Companies not related by common ownership or control. They can be financial and non-financial companies.
SCU does not share with nonaffiliates so they can market to you.

Joint Marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
SCU doesn't jointly market.

Other Important Information
For Alaska, Illinois, Maryland and North Dakota Members. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.


ADDITIONAL ONLINE PRIVACY POLICIES AND USE OF COOKIES

Thank you for visiting the Staley Credit Union (SCU or Staley CU) website and reviewing our privacy and security statement. SCU is committed to maintaining the privacy of your personal information and the security of our computer systems. With respect to the collection, use and disclosure of personally identifiable information (PII), SCU makes every effort to ensure compliance with applicable federal law, including, but not limited to, The Privacy Act of 1974, The Paperwork Reduction Act of 1995, and The Freedom of Information Act.

As a general rule, Staley Credit Union does not collect personally identifiable information when you visit our site unless you choose to provide such information. The information we collect varies based on what you do when visiting our site.

If you respond to an online request for personal information:

The information requested by Staley Credit Union will be used to respond to your inquiry or to provide you with the service associated with the request.

If you visit our site to read or download information, we collect and store the following information:

  • The name of the domain from which you access the Internet.
  • The date and time you access our site.
  • The Internet address of the website from which you directly linked to our site.

This information is used by software programs on our website to collect summary statistics that allow us to assess the number of visitors to the different sections of our site, identify what information is of most and least interest, determine technical design specifications, monitor system performance, and help us make our site more useful to visitors.

If you identify yourself by sending an e-mail containing personal information:

You may send us personally identifiable information in an electronic mail message - for example you may send us your mailing address when requesting that information be mailed to you. This information is used solely for responding to your requests for information or records. We may forward your e-mail to other employees who are better able to fulfill your requests.

If you link to other sites outside SCU:

Our website has links to other sites. When you link to any of these sites, you are no longer on our site and are subject to the privacy policy of the new site.

Social Media and Third Party Sites:

In addition to Staley Credit Union's official websites, SCU uses social media and third party sites to provide SCU content in a different format that may be useful or interesting to you. When we use these sites, the information we provide is consistent with the intended purpose of the SCU website. The privacy protection provided on social media and third party sites that are not a part of SCU websites may not be the same as the privacy protection given by the SCU and described here.

Cookie Use Notice:

Cookies are small files that Web servers place on a user's hard drive. They can serve several functions, depending upon how they are designed:

  • they allow the website to identify you as a previous visitor each time you access a site;
  • they track what information you view at a site (important to commercial sites trying to determine your buying preferences);
  • in the more advanced cases they track your movements through many websites but not the whole Web;
  • businesses use them for customer convenience to allow them to produce a list of items to buy and pay for them all at one time and to garner information about what individuals are buying at their sites;
  • advertisers use them to determine the effectiveness of their marketing and offer insights into consumer preferences and tastes by collecting data from many websites; and
  • they can be used to help a website tailor screens for each customer's preference.

Some SCU pages have "session cookies," to facilitate use of that particular page. These disappear when the Web user terminates a Web session and closes the browser. SCU also permits the use of persistent cookies for the collection of Web metrics; however, SCU does not collect any personally identifiable information about visitors to our Web pages.

Persistent Cookie Notice:

We want to inform you that, for each HTTP(S) request (which is what your web browser generates when you request a page or part of a page from a website) received; we collect and store only the following information:

  • the date and time
  • the originating Internet Protocol (IP) address (this address can refer to a specific computer; more frequently, commercial Internet providers use a temporary IP address that does not link to a specific computer)
  • the type of browser and operating system used (if provided by the browser)
  • the URL of the referring page (if provided by the browser)
  • the object requested
  • completion status of the request
  • pages visited

The information above is collected by Google Analytics on behalf of SCU. The websites covered by this notice use Tier 2 persistent cookies as a tool to improve SCU web metrics. Tier 2 persistent cookies do not collect any personally identifiable information, but only those metrics listed above. Unless you first opt-out (see below), the computer-programming code used to collect these web metrics will automatically set a persistent cookie in the browser of the computer you are using to access this website.

Traffic statistics for this website are only reported to us anonymously and in the aggregate, and no information provided by Google Analytics is traceable to any specific individual. You can opt-out by changing the cookie settings in your browser. For instructions on how to disable cookies in some of the most popular web browsers, visit https://www.usa.gov/optout-instructions. Google also provides an Opt-Out Browser Add-on for newer browsers: https://tools.google.com/dlpage/gaoptout. Opting-out will still allow you to obtain comparable information from SCU websites.

SCU does not disclose, give, sell or transfer any personal information about our visitors, unless required for law enforcement or by statute. We may store non-personally identifiable information we collect (such as search engine queries and anonymous survey responses). We may share non-personally identifiable information with others, including the public, in aggregated form (for instance, in a list of our most popular search engine queries), in partial or edited form (such as in a report summarizing responses to a questionnaire), or verbatim (for example, in a complete listing of survey responses that do not include personally identifiable information or IP addresses).

If you are concerned about the potential use of the information gathered from your computer by cookies, you can set your browser to prompt you before it accepts a cookie. Most Internet browsers have settings that let you identify and/or reject cookies.

For security purposes and to ensure that this service remains available to all users, our Web site also employs software programs to monitor network traffic to identify unauthorized attempts to upload or change information, or otherwise cause damage.

Unauthorized attempts to upload information or change information on this service are strictly prohibited and may be punishable under the Computer Fraud and Abuse Act of 1986 and The National Information Infrastructure Protection Act of 1996.